700Credit, a Michigan-based company that runs credit checks and identification verification services for automobile dealerships nationwide, has announced that an “integrated partner” was compromised, allowing a bad actor to obtain unauthorized access to its network of information about individuals whose credit the company checked. The incident was discovered on October 25, 2025.
Michigan officials confirmed that the data breach affects the names, addresses, birth dates, and Social Security numbers of 5.6 million people whose credit was checked when they financed a vehicle purchase. 700Credit is notifying affected individuals by mail and offering credit monitoring services.